1396 Crescent Vischer Ferry Road, P.O. Box 5046, Clifton Park, NY 12065
Office: (518) 235-4303, Fax: (518) 235-0634
Email: info@rjcinsurance.com
Experience You Can Trust

Flood Insurance

Many people are surprised to learn that a homeowner policy, whether written on
a house, condominium or apartment, does not cover damage by flood.

This is unfortunate as all too often people find their dream abode only to
learn that flood insurance is required as a condition of the loan.

A flood insurance policy is a separate policy designed solely for the purpose
of providing coverage for damage by flood.

  • Floods are the number one natural disaster in the United States
  • Everyone lives in a flood zone!
  • A homeowner insurance policy does not cover damage by flood
  • Flood insurance policies can cover either your dwelling or your contents or both
  • A separate deductible applies to both dwelling and contents coverage if a loss occurs
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