1396 Crescent Vischer Ferry Road, P.O. Box 5046, Clifton Park, NY 12065
Office: (518) 235-4303, Fax: (518) 235-0634
Email: info@rjcinsurance.com
Experience You Can Trust

Property Coverage

Property Insurance

This type of insurance protects the contents of a business against theft, fire or other danger. Since every business is different and requires varied coverage amounts, it is important to know the level of insurance needed to replace or rebuild and what property to insure. The limitations of the property insurance and other terms is also needed to be understood along with the difference between replacement cost, the actual cash value, agreed amount and functional replacement cost.

Business Interruption

This insurance can provide the funds needed to pay for lost business income and fixed expenses during the time period when a business is not operational. Although property insurance will pay to cover the replacement of damaged or destroyed buildings or equipment, it will not cover the payment of continuing expenses during the period between when the damage occurred and the property is replaced.

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